while conceding ethics is priceless, people require material wealth for decent living.many hide behind ethics to justify non action andnon performance. . these regret later that they did not take marginal decisions due to low risk appetite.
I know some non performers who talk about ethics all the time and are totally ineffective in life shunned by all
if the world around follows a set of rules to live well , it is wise to join the crowd.there is an amnesty for minor breaches. these non performers are the types which regret later
One should learn to live within one's own salary and make adjustments by trying to cut down on unwanted expenses.
Risk taking is totally different from being unethical..there are people who are ethical and also risk takers and have achieved material success too..I am not denying that.
I will give you an example about ethics.
Some few years back a driving school owner came with 100 medical test forms for his school drivers.
He told me that he wants me to sign the forms ..so I told him to bring his drivers for medical examination in stages cos I wont be able to conduct 100 medical examinations at one go.
To my surprise he said "doc ..who is asking you to conduct those examinations..just sign the form and I will pay you the same amount due..so you will get money without having even to do anything"
I told him NO and said I will not certify anyone fit without examining them cos here lives are at stake..an unfit driver should not be on the road.
Then he told me many other doctors would just lap up this chance and I let go of it..he walked away telling me "Doc you really dont know how to live"
I was thinking in my mind that his idea of living is money and my idea of living is being ethical.
I asked my other friends what they would have done in such a situation and they told me that I should have asked that guy to go to their clinics! My friends were willing to be unethical all for some extra bucks!LOL
So you see..thinking differs.
BTW I only call someone an under performer if he/she had not tried to do even the basic minimum of their job.
Someone who is ethical and lives within his/her means even if that seems "less" money from the worldy point of view is NOT an under performer.